10 Bullet Journal Budget Spreads for College You Need To Try!

Need a budget for college but not sure how to set up your bujo? Here are 10 bullet journal budget spreads for college that you NEED TO TRY!

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Don’t wanna do the work? Check out my free budget planner here:

How to Set Up Bullet Journal Budget Spreads for College

Before we get started with all the different budget spreads, let’s talk about the setup.

Here are different time periods you can use for the budget spread:

• Yearly
• Bi-Annually
• Monthly
• Bi-Weekly
• Weekly
• Daily

I would recommend a yearly and a monthly spread for getting the most out of them.

For example, I have a yearly spread where I write down how much money I made and spent every month. At the end of the year, I can add them up easily, which also makes tax season easier!

I also use monthly expense trackers to track my spending every month. But how frequent you want to track your budget is up to you!

The Tools

For setting up a good budget spread, it’s important to have a bullet journal! While you probably already own one, these are my favorite planners and maybe you save them for next year!

Next, we got pens and brush pens! I personally like black as my base color, but you can pick whatever you like.

Other things you might need include rulers, erasers, and pencils to pre-draw the spread.

Bullet Journal Budget Spreads: The Layouts

Expense Tracker

Expense trackers are monthly finance spreads that allows you to input the date, item, cost, account, and left-over money on a monthly basis.

I use this bullet journal budget spread every month and set it up with my other pages at the beginning of each month.

That way, I can see everything I spend in a month and it’s easy to add up everything at the end of the year.

Expense and Savings Tracker

This tracker is great because it also includes savings and different categories of expenses, such as fixed or variant expenses.

Sometimes, in college there are expenses we don’t expect, so this type of tracker is perfect for us!

Credit Tracker

If you have a credit card, it can be a good idea to start tracking your credit score and your debt (if you have any). This tracker does exactly that, so give it a try!

Bill Tracker Spread

Tracking your bills and utility costs is something not every student needs to do, but if you live in an apartment it can be useful to track these things!

It can be also useful to keep track of any subscriptions you have, such as Amazon or Netflix.

Check out this neat bill tracker spread:

Saving Tracker

Saving money is crucial for financial independence out of college! With this savings tracker you can keep track of everything you are saving for, including university, investment, and emergency accounts.

Spend Rules Spread

Another bullet journal budget spreads idea is to make a page with spending rules and tips for your reference. That way, you can also go back and read the goals you set for yourself.

Monthly Budget

Let’s get to budget spreads now. This one is great because it can be done on a monthly basis to get a good overview of your budget.

It also includes your income and savings.

Monthly Budget Spread

Here is another great budget spread that includes expected expenses and how much you actually spent on them.

Related Posts:

• 25 finance tips for university
• How to budget money in college
• 10 bullet journal ideas for students

Monthly Expense Spread

This is another monthly budget spread but it includes different accounts and tracking the amount that is in each, including what you spend in that month.

You can also include savings and your financial goals in this spread.

Simple Income & Expense Tracker

This tracker is super simple, yet so effective! Write down how much you make, or expect to make, that month and what you spend. At the end, you carry over the balance to your savings accounts.

Budget Planner

Don’t wanna do the work but still want a pretty and useful budget spread? Download the free budget planner and expense tracker from my freebie library!

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These were the best bullet journal budget spreads for students! I hope a couple of them inspired you and you know which spread you want to use to budget your money in college!

Until soon,

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